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A Brief History. Student loans really did not pop into existence in America until 1958 under the National Defense Education Act. 1. These loans were offered as a way to encourage students to pursue math and science degrees to keep us competitive with the Soviet Union. 2. In 1965 the Guaranteed Student Loan or Stafford Loan program was initiated under the Johnson Administration. Over time additional loan programs have come into existence. The necessity of loans for students has become greater as the subsidies universities receive have fallen over time. Take Ohio State for example. In 1990 they received 25% of their budget from the state as of 2012 that percentage had fallen to 7%. In the absence of state money universities and colleges have increased tuition to cover the reduction in state money.
Here are some resources to get you started: FastWeb Scholarship Search College Board Fund Finder Scholarships.com LLC and Scholarship Search Sites Owned by Education Lenders scholarship central Award Database Next Student Scholarship Experts Broke Scholar College Data Wintergreen/Orchard House Scholarship Database College NET Mach25 and College View scholarship directory. 5. Military Student Aid is another valuable resource that offers exceptional scholarship opportunities: US Armed Forces Recruiting Programs Financial Aid for Veterans and their Dependents Veterans and the FAFSA HEROES Act of 2003 Books about Military Scholarships and Financial Aid for Veterans. Additional information can be found in the Education section of the Military.com web site.
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But Brazos once again suspended its education lending program late last month citing continued turmoil in the student loan industry. Brazos Executive Vice President Ellis Tredway said his organization simply "ran out of time to get everything in place" to issue new student loans for the fall. The Massachusetts Educational Financing Authority which issued more than $500 million in college loans to 40000 Massachusetts college students and their families last year had already suspended its federal student loan program in April. Now MEFA has also pulled the plug on its non-federal private loan program which provided Massachusetts students with fixed-rate private student loans. "While we continue to pursue every possible option raising the necessary funds to offer fixed-interest rate private education loans is taking longer than originally projected and has become even more challenging" said Tom Graf MEFAs executive director. Students Face the Uncertainty of Switching Lenders With over 8 million students and parents having turned to federal college loans in 2006-07 according to the College Board the number or families that stand to be affected by the ongoing wave of lender departures this year is not unsubstantial.