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Take this into consideration when you complete your auto finance application. Taking the above items into consideration you should be able to get a clearer picture of how automotive dealerships and automotive loan lenders see you and what you can do to control that image at least to some extent. Once you have submitted your application the die has been cast and you will see what the dealership offers you at that point. Unless youre paying cash it is no wonder that you are searching for low interest auto loans. Getting the best auto loan rates just makes good financial sense. However it takes a little work to find the lowest interest simple work that most people are unwilling to do. Here are some tips to get the lowest auto loan interest rates.
Every American dreams of the amazing invention called car. The car dream is passed over from one generation to another. Everyone wants to get behind the wheels of a brand new car. Truly buying a new car is the perfect dream. When you set out to own a new automobile auto loans become a necessity. This is because most new cars cost a pretty penny. Also most of us dont have ready cash to incur such an expense. If you are looking for a new auto loan this comprehensive article can solve your problem. Best Time to buy a Car Most experts will suggest that its best to buy a car in the last quarter of the year. But when you need a car you need a car. You cannot wait till the year-end shopping season to buy what you need. The best time to buy a car is when you want it.
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What is your income? Obviously the higher your income the better that the dealership or lender will feel about approving your auto loan. Note see also our recent article "How to Get Approved for an Auto Loan with Bad Credit if you have Low Income"; for more information. • What is the ratio of your rent or mortgage payment as compared to your gross income? A scarcely known fact is that automotive lenders and dealers pay close attention to this figure. For example if you make $1500 per month income and your monthly rent or mortgage payment is $500 then your housing cost takes 30% of your monthly income. Anything beyond 40% or so will send a warning to the lender or dealer and they might need to be convinced that you will be able to make your monthly car loan payments on time.